Conceptual model of use behavior for peer-to-peer lending in Indonesia

Alifiansyah Arrizqy Hidayat; Andre Parvian Aristio

doi:10.1016/j.procs.2021.12.134

Conceptual model of use behavior for peer-to-peer lending in Indonesia

Mudjahidin^*, Alifiansyah Arrizqy Hidayat, Andre Parvian Aristio

^*Corresponding author for this work

Laboratory of Enterprise Systems

Institut Teknologi Sepuluh Nopember

Research output: Contribution to journal › Conference article › peer-review

1 Citation (Scopus)

Abstract

Peer-to-peer lending sector is currently experiencing rapid growth in Indonesia. A limited number of borrowers at present resulted in competition between those platforms. Therefore, a lending platform needs to understand each factor that influences use behavior for their platform. In this research, we conduct an analysis to develop a conceptual model to use behavior in peer-to-peer lending. We perform a systematic mapping and literature review to create the model. Result of this research is a conceptual model that hopefully illustrates borrower intention. Hopefully, this research can help other researchers gain insight, mainly those who examine use behavior for peer-to-peer lending.

Original language	English
Pages (from-to)	215-222
Number of pages	8
Journal	Procedia Computer Science
Volume	197
DOIs	https://doi.org/10.1016/j.procs.2021.12.134
Publication status	Published - 2021
Event	6th Information Systems International Conference, ISICO 2021 - Virtual, Online, Italy Duration: 7 Aug 2021 → 8 Aug 2021

Keywords

Behavioral intention
Borrowers
Peer-to-peer lending
UTAUT2

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10.1016/j.procs.2021.12.134

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title = "Conceptual model of use behavior for peer-to-peer lending in Indonesia",

abstract = "Peer-to-peer lending sector is currently experiencing rapid growth in Indonesia. A limited number of borrowers at present resulted in competition between those platforms. Therefore, a lending platform needs to understand each factor that influences use behavior for their platform. In this research, we conduct an analysis to develop a conceptual model to use behavior in peer-to-peer lending. We perform a systematic mapping and literature review to create the model. Result of this research is a conceptual model that hopefully illustrates borrower intention. Hopefully, this research can help other researchers gain insight, mainly those who examine use behavior for peer-to-peer lending.",

keywords = "Behavioral intention, Borrowers, Peer-to-peer lending, UTAUT2",

author = "Mudjahidin and Hidayat, {Alifiansyah Arrizqy} and Aristio, {Andre Parvian}",

note = "Publisher Copyright: {\textcopyright} 2021 The Authors. Published by Elsevier B.V.; 6th Information Systems International Conference, ISICO 2021 ; Conference date: 07-08-2021 Through 08-08-2021",

year = "2021",

doi = "10.1016/j.procs.2021.12.134",

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T1 - Conceptual model of use behavior for peer-to-peer lending in Indonesia

AU - Mudjahidin,

AU - Hidayat, Alifiansyah Arrizqy

AU - Aristio, Andre Parvian

PY - 2021

Y1 - 2021

N2 - Peer-to-peer lending sector is currently experiencing rapid growth in Indonesia. A limited number of borrowers at present resulted in competition between those platforms. Therefore, a lending platform needs to understand each factor that influences use behavior for their platform. In this research, we conduct an analysis to develop a conceptual model to use behavior in peer-to-peer lending. We perform a systematic mapping and literature review to create the model. Result of this research is a conceptual model that hopefully illustrates borrower intention. Hopefully, this research can help other researchers gain insight, mainly those who examine use behavior for peer-to-peer lending.

AB - Peer-to-peer lending sector is currently experiencing rapid growth in Indonesia. A limited number of borrowers at present resulted in competition between those platforms. Therefore, a lending platform needs to understand each factor that influences use behavior for their platform. In this research, we conduct an analysis to develop a conceptual model to use behavior in peer-to-peer lending. We perform a systematic mapping and literature review to create the model. Result of this research is a conceptual model that hopefully illustrates borrower intention. Hopefully, this research can help other researchers gain insight, mainly those who examine use behavior for peer-to-peer lending.

KW - Behavioral intention

KW - Borrowers

KW - Peer-to-peer lending

KW - UTAUT2

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DO - 10.1016/j.procs.2021.12.134

M3 - Conference article

AN - SCOPUS:85123754636

SN - 1877-0509

VL - 197

SP - 215

EP - 222

JO - Procedia Computer Science

JF - Procedia Computer Science

T2 - 6th Information Systems International Conference, ISICO 2021

Y2 - 7 August 2021 through 8 August 2021

ER -

Conceptual model of use behavior for peer-to-peer lending in Indonesia

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Keywords

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