Conceptual model of use behavior for peer-to-peer lending in Indonesia

Mudjahidin*, Alifiansyah Arrizqy Hidayat, Andre Parvian Aristio

*Corresponding author for this work

Research output: Contribution to journalConference articlepeer-review

1 Citation (Scopus)


Peer-to-peer lending sector is currently experiencing rapid growth in Indonesia. A limited number of borrowers at present resulted in competition between those platforms. Therefore, a lending platform needs to understand each factor that influences use behavior for their platform. In this research, we conduct an analysis to develop a conceptual model to use behavior in peer-to-peer lending. We perform a systematic mapping and literature review to create the model. Result of this research is a conceptual model that hopefully illustrates borrower intention. Hopefully, this research can help other researchers gain insight, mainly those who examine use behavior for peer-to-peer lending.

Original languageEnglish
Pages (from-to)215-222
Number of pages8
JournalProcedia Computer Science
Publication statusPublished - 2021
Event6th Information Systems International Conference, ISICO 2021 - Virtual, Online, Italy
Duration: 7 Aug 20218 Aug 2021


  • Behavioral intention
  • Borrowers
  • Peer-to-peer lending
  • UTAUT2


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